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Terms & Conditions

Effective: September 24, 2026

Please read these Terms and Conditions ("Terms") carefully before using the website and services of Secure Finance Growth ("Company", "we", "us", "our"). By accessing or using our website at securefinancegrowth.com or any of our financial services, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. Acceptance of Terms

By using our website or engaging our services, you confirm that you are at least 18 years old, have the legal capacity to enter into binding contracts, and agree to comply with these Terms, our Privacy Policy, and all applicable federal, state, and local laws.

2. Services Overview

Secure Finance Growth provides the following financial services:

Each service is governed by its own separate client agreement, which you must sign before services commence. These Terms govern your use of our website and general relationship with us.

3. Not Investment, Tax, or Legal Advice

Important Disclaimer: Information on this website is for general educational and informational purposes only. It does not constitute personalized investment, tax, or legal advice. Past performance is not indicative of future results. All investments carry risk, including loss of principal.

You should always consult with your own licensed attorney, CPA, or financial advisor before making any financial decisions. Secure Finance Growth and its advisors act only when formally engaged under a signed advisory agreement.

4. Account Registration

To access certain services, you must create an account. You agree to provide accurate, current, and complete information and to keep it updated. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

5. Fees and Payments

5.1 Advisory Fees

Advisory fees are disclosed in your client agreement and are billed monthly. Fees are flat, transparent, and do not include commissions. Plans can be canceled with 30 days' notice.

5.2 Loan and Insurance Fees

Loan origination fees, closing costs, insurance premiums, and any other transactional fees will be disclosed in writing before you sign any agreement. No hidden fees — ever.

5.3 Payment Methods

We accept ACH transfers, credit/debit cards, and wire transfers. Late payments may incur a 1.5% monthly fee.

6. Intellectual Property

All content on this website — including text, graphics, logos, images, software, trademarks, and design — is the property of Secure Finance Growth or its licensors and is protected by US and international copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without our express written permission.

7. User Conduct

You agree not to:

8. Third-Party Services and Links

Our website may contain links to third-party websites, lenders, custodians, and insurance carriers. We are not responsible for their content, privacy practices, or services. Your relationship with any third party is solely between you and them.

9. No Guarantees

We strive to provide accurate information and excellent service, but we make no guarantees about:

10. Limitation of Liability

To the maximum extent permitted by law, Secure Finance Growth, its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, business, or goodwill, arising out of or related to your use of our services. Our total aggregate liability shall not exceed the fees you paid us in the 12 months preceding the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless Secure Finance Growth and its affiliates from any claims, damages, losses, or expenses (including attorneys' fees) arising from your misuse of our services, breach of these Terms, or violation of any law or third-party right.

12. Termination

We reserve the right to suspend or terminate your access to our website or services at any time, for any reason, including violation of these Terms. You may terminate your relationship at any time by providing 30 days' written notice, subject to the terms of your client agreement.

13. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Florida, USA, without regard to conflict of law principles. Any disputes shall be resolved exclusively in the state or federal courts located in Monroe County, Florida. You consent to personal jurisdiction in those courts.

14. Arbitration and Class Action Waiver

Except for small claims court actions, any dispute arising under these Terms shall be resolved through binding individual arbitration administered by the American Arbitration Association (AAA). You waive any right to participate in a class action lawsuit or class-wide arbitration.

15. Force Majeure

We are not liable for delays or failures caused by events beyond our reasonable control, including natural disasters, pandemics, war, terrorism, strikes, utility failures, or government actions.

16. Modifications to Terms

We may update these Terms from time to time. Material changes will be posted on this page with an updated effective date and, where possible, communicated via email. Your continued use of our services after changes constitutes acceptance.

17. Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.

18. Entire Agreement

These Terms, together with your client agreement and our Privacy Policy, constitute the entire agreement between you and Secure Finance Growth and supersede all prior understandings.

19. Contact Us

For questions about these Terms, please contact:

Secure Finance Growth — Legal Department
Email: legal@securefinancegrowth.com
Phone: (305) 295-1335
Mail: 800 Emma St #314, Key West, Florida 33040, USA